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…showed last 75 words of 564 total…out of it is a risk because they do not want the money unobtainable if the person borrowing the money declares bankruptcy. They need to do something before their economy gets worse and worse. If the banks lower rates to stimulate the economy, they have to actually loan the money out for it to work. But if they do not get the money back because of people claiming bankruptcy they are in the same position.