"You work in a job you hate, to buy stuff that you don't need, to impress people that you don't like." - Unknown Imagine yourself living in the following world: <Tab/>You live in a safe pleasant and unpolluted community where you actually know your neighbors and interact with them, be it a small town, a suburb, or a city neighborhood. You can easily walk, bicycle, or take effective mass transit …showed first 75 words of 1056 total…

…showed last 75 words of 1056 total…everything we want, we must go to credit card companies to buy them for us so that we can pay them back later. Yet this is a catch-22 in itself. We spend money we don't have, then we need to pay that off with the money we do have thereby leaving us with no money. This causes us to use the credit cards more because we have no money and then a vicious cycle begins.